What Happens After Signing Bond Documents?
You’ve signed your bond documents — exciting! But now you might be wondering… what happens next?
At Secubond, we know this part can feel a bit confusing, so here’s a simple breakdown of what to expect after signing.
1. The Attorneys Take Over
Once your bond documents are signed, they go to the bond registration attorney. This attorney works on behalf of the bank to make sure your bond is registered correctly at the Deeds Office.
At the same time, a transferring attorney (appointed by the seller) is handling the actual transfer of the property into your name. If you’re also selling a property, a cancellation attorney might be involved to cancel your old bond.
These attorneys work together to make sure everything lines up smoothly.
2. The Documents Go to the Deeds Office
When all paperwork is ready and costs are paid, your bond and transfer documents are lodged at the Deeds Office.
This is the final step before the property officially becomes yours.
The process at the Deeds Office usually takes about 7 to 10 working days, but it can vary depending on the region and how busy the office is.
3. Your Property Gets Registered
Once the Deeds Office approves everything, your bond and the property registration happen on the same day.
This is the moment you officially become the legal owner, and the bank releases the loan amount to the seller.
You’ll also receive a confirmation of registration from the attorneys.
4. Bond Payments Begin
As soon as the bond registers, your home loan starts running, and your first payment will usually go off at the end of the following month.
(Example: If registration happens on 15 June, your first bond installment will be due by 31 July.)
5. You Can Take Occupation (if agreed)
If your sale agreement includes an occupation date after registration, you’ll now be able to move in. If you took early occupation, remember that the occupational rent ends once the property is officially registered.
In Summary:
✔️ Bond attorneys handle registration
✔️ All documents are lodged at the Deeds Office
✔️ Registration confirms legal ownership
✔️ The bank pays out the loan
✔️ Your monthly bond payments begin
✔️ You can now move into your new home (if you haven’t already)
Need help understanding where you are in the process?
At Secubond, we guide you every step of the way — from pre-approval to registration and beyond.
Message us today to check your bond status or to begin your application.
Timelines and procedures can vary slightly depending on the attorneys and the bank involved. Always confirm key dates and terms directly with your appointed attorney.