At Secubond, we know this can be a bit confusing, so let’s break it down in simple terms. As a homebuyer in South Africa, one of the most common questions is: “When do I start paying my bond?” At Secubond, we know this...
If you're currently renting space for your business, you might wonder, Should I buy my commercial property instead?It’s a smart question — and the answer depends on your goals, budget, and long-term plans. Why Buying Can Be a Good Move 1. You're investing...
Applying for a home loan in South Africa can be a daunting process, especially when considering a joint bond application. Understanding the requirements and implications is crucial when purchasing property with a spouse, partner, family member, or friend. At Secubond,...
Buying property together can be a great way to achieve home ownership in South Africa. Whether you purchase with a spouse, partner, or friend, joint ownership often makes it easier to qualify for a mortgage bond and share the financial...
Selling your home can be both exciting and daunting. For many South Africans, a home is one of the biggest investments they will ever make. When the time comes to sell, you want to ensure you get the best possible...
South Africa’s financial landscape saw a big change recently. In September 2024, the South African Reserve Bank (SARB) reduced the repo rate by 25 basis points, bringing it down to 8%. This is the first rate cut in over four...
Finding the right home loan is a crucial step when you're looking to buy a home. With various loan options available, it’s important to understand the differences so you can choose the one that best suits your financial needs. In...
When buying a home, navigating the complex world of home loans can be overwhelming. From understanding different loan options to negotiating the best interest rates, the process requires both time and expertise. This is where a bond originator comes in,...
Buying a home is one of the most significant financial commitments you'll ever make. While most homebuyers focus on securing the best possible home loan, it’s crucial to also consider the various additional costs associated with purchasing a property. Among...
Selling a property can be a daunting task, but with the right approach, you can make the process smoother and more profitable. Whether you're a seasoned seller or a first-time homeowner looking to move, these tips will help you prepare...
