Bond originators know what an applicant needs in order to successfully obtain a home loan. One of the benefits of managing an accomplished bond originator, is that we can structure the bond application in order to maximize its chances of success. We are also mindful of the considerable number of banks’ items and how their…
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What to do if you can’t manage your bond repayments
Banks try their level best to accommodate bond holders to meet their monthly installments, but unfortunately we all experience bumps in the road at some point. Here is a few guidelines to go by if your monthly home loan repayments become more than you can handle. Lets face it there’s all kinds of things that…
Home loan: All you need to know before requesting one
Taking amazing property photographs
The lion’s share of purchasers begin their home quests on the web, it’s basic to guarantee best quality pictures to establish the ideal first impression, pictures need to state a thousand words and highlight the best elements so a home emerges from the group. Here’s the Dos and Don’ts that will make your listing stand…
Approaches to get your home loan approved
Stretching out beyond your home credit application gives you the genuine feeling of serenity of knowing whether you qualify or not. Here is a few approaches to follow to get your Home Loan Approved: FICO assessments It will be advantageous to you to discover what your FICO rating is, before you apply for a…
What to do in SA’s junk status
What steps can homeowners take to soften the junk status blow? Here are a few pointers to guide you as a homeowner: Reduce your spending Don’t feel humiliated about re-evaluating your budget and cutting down to the absolute necessities, do what you can in order to become debt free as quickly as possible by cutting…
Ways to up your security at home
In most cases criminals get their information about your assets, movements and security system from inside your household. Some intentionally and some unknowingly. This happens when criminals approach the employee and face them with questions without them realizing their giving away vital and private information about what goes on within the household and where the…
Guide to sharing home ownership
First things first Have a contract drawn up between yourself and the respectable party that you are buying the property with. It doesn’t matter whether it’s your spouse, relative or even a friend. The problem usually comes in when one of the parties can’t afford their contribution towards the mortgage payment and leaves you liable…
Few things to avoid during your home-buying process
Maxing out your Bond amount There is more to homeownership than just your bond repayment, ie possible levies, maintenance costs, rates and taxes. Certain interest rates can hike during your bond term. Buyers should try to stay within the price range which they initially budgeted for so that they can comfortably repay the total monthly…
Reasons why you should apply for a home loan using a Bond Originator.
Applying for a home loan on your own can be a nightmare as all banks to require different home loans criteria. If you apply to a bond originator you will cut out working directly with the bank as all banks have different home loan criteria, deposit and documentation requirements. Bond originators are familiar with all…
