Author Archives: admin

When to sell an Investment Property

Every property investor will be confronted with this question at some point in their investment journey. Therefore, knowing when to sell or hold your investment property is crucial while building a portfolio. A decision to sell a long-term asset such as a property can sometimes be challenging for an investor. There are numerous conditions and fundamental factors that may lead you to think about offering…

Home loan deposit

While applying for a home loan, banks will access your credit status to determine whether you’ll be able to meet the bond installments. Depending upon the results, you are either given a 100% bond or required to put down a deposit between 5% and 20% of the loan sum. First-time home buyers frequently get caught…

Selling vs Remodelling

At some stage, numerous homeowners, especially those living in their starter homes, will be faced with the choice of either moving or redesigning their current home to suit their requirements. So what do you do when you love your home and the area, but your home is getting to small to accommodate your growing family…

Home loan criteria for 2018

Did you know that only one in four bond candidates are effective in their applications, and potential property buyers need no less than 10 to 20 percent of the price tag as a deposit as banks don’t frequently grant 100 percent bonds any longer. Here is a few guidelines and things the banks will require…

Steps to follow to achieve your financial freedom

It is basic that mortgage holders have a framework set up that will help them through a rainy day if necessary.  Owning a house is a long-term financial commitment that requires a lot planning. Irrespective of whether someone is in an entry-level job starting out their career or an entrepreneur with a very successful  company, …

Secure your home this festive season

It’s hard not to get pulled into the excitement with all the merry spirit that’s around us. This is by far one of the most celebrated seasons, with year ends, school holidays, family social affairs, present shopping and spending Christmas together. Despite the fact that mortgage holders got some uplifting news with the latest crime…

What to avoid when selling your home

When it comes to selling your home there is a whole lot of things to consider.  Here are a few mistakes made by sellers in the past, in the hope that you as future sellers can avoid all together: Emotional connection It is natural to have an emotional connection to your home, but buyers are…

Reasons to use an estate agent

Some homeowners may be thinking about listing their property themselves to lessen costs, rather than making use of a real estate professional. At first glance, this may seem to be an excellent way to eliminate costs during the home sales process, however, it also means that the homeowner will have to see the whole process…

How to benefit from a bond originator

The number of people using a bond originator is increasing rapidly as more people become informed and realize that using an originator is the easiest, least expensive and most productive way of applying for a home loan.  Due to Originators experience and in-depth knowledge of the banks’ requirements, using an originator requires only one set…

Why Use A Bond Originator

Bond originators know what an applicant needs in order to successfully obtain a home loan. One of the benefits of managing an accomplished bond originator, is that we can structure the bond application in order to maximize its chances of success. We are also mindful of the considerable number of banks’ items and how their…