What to do in SA’s junk status

What steps can homeowners take to soften the junk status blow? Here are a few pointers to guide you as a homeowner: Reduce your spending Don’t feel humiliated about re-evaluating your budget and cutting down to the absolute necessities, do what you can in order to become debt free as quickly as possible by cutting…

Ways to up your security at home

In most cases criminals get their information about your assets, movements and security system from inside your household.  Some intentionally and some unknowingly. This happens when criminals approach the employee and face them with questions without them realizing their giving away vital and private information about what goes on within the household and where the…

Guide to sharing home ownership

First things first Have a contract drawn up between yourself and the respectable party that you are buying the property with.  It doesn’t matter whether it’s your spouse, relative or even a friend. The problem usually comes in when one of the parties can’t afford their contribution towards the mortgage payment and leaves you liable…

Viewing properties? Here’s a guide for keeping track

It is essential for buyers to use only one Estate agent that they feel at ease with. A reputable real estate agent who specializes in that area will be able to narrow down the search and viewings with the information that the buyer has provided. To avoid rushed and wrong decisions you as the buyer…

Few things to avoid during your home-buying process

Maxing out your Bond amount There is more to homeownership than  just your bond repayment, ie possible levies, maintenance costs, rates and taxes. Certain interest rates can hike during your bond term. Buyers should try to stay within the price range which they initially budgeted for so that they can comfortably repay the total monthly…

Protect your home from criminals over the holidays

While numerous homeowners install some kind of security system in their homes, it is vital that they also take it upon themselves to be more watchful to guarantee that they do not fall victim to burglaries. There are a number of steps homeowners can take to ensure that their homes are not a simple focus…

Don’t be disappointed with your purchase

Buying a home is a milestone to many and a symbol of success. Because it is such an exciting time in one’s life many home buyers overlook certain important elements when they get caught up in the emotional journey and it’s only when they move into their new home that they realize the reality of…

How to reduce your loan repayment term

It is possible for you to pay off your bond in less than 20years. Below, we will discuss a few small changes that can make a huge difference: Affordability You must have a clear idea of what you can afford in terms of expenses and monthly bond installments before you apply for a home loan. By having…

Reasons why you should apply for a home loan using a Bond Originator.

Applying for a home loan on your own can be a nightmare as all banks to require different home loans criteria. If you apply to a bond originator you will cut out working directly with the bank as all banks have different home loan criteria, deposit and documentation requirements. Bond originators are familiar with all…

Benefits of buying property in a Security Estate

We all want to live safely in an environment where you know your families and possessions are safe. The benefit of living in a security complex is that you don’t have to spend extra money on securing your house with electrical fencing, fences and alarms because chances are that thats already in place with security…