Working with an Estate Agent

Buying or selling a home is an exciting experience for anyone. The whole process is enhanced by a good real estate agent who knows the ins and outs of the market. But with so many brokerages and agents out there to choose from, finding a perfect fit may be more of a challenge than you…

How to avoid buyers remorse

Shopping for a new home is time consuming and it comes with a myriad of details which makes it an emotional experience. Some buyers get caught up in the excitement of buying their new home that they overlook some important factors.  Thus making their home purchase an expensive process.   There’s 3 general error factors…

Selling your home in a difficult time

It is difficult to get a sale in an already tough market and it’s even more difficult getting anything close to your asking price with so many homes that’s also on the market competing with yours. So what should you do in these (recessionary) times? Let’s look at a few tips and tricks you can…

Process of applying for a home loan

While applying for a home loan, please make sure you have all the necessary documentation the bank will need to start your application. Delays happens when the bank have to get in contact with the applicant to collect the correct/missing documentation.Continue Reading

Precautions to take if you live alone

Having a flat all to yourself is the best. There are no flatmates to fight with, nobody nagging you, and pants are totally and completely optional. In any case, on the event that you don’t feel secure living alone, this fun experience can rapidly transform into one that keeps you up during the evening. Obviously,…

Renting vs Buying

It’s always best to do your homework properly before you make any life changing decisions, there isn’t really a bad time to invest in a property if you do your homework, plan out your budget and work through the right channels to find the perfect property for you. Here are a few tips to help…

When to sell an Investment Property

Every property investor will be confronted with this question at some point in their investment journey. Therefore, knowing when to sell or hold your investment property is crucial while building a portfolio. A decision to sell a long-term asset such as a property can sometimes be challenging for an investor. There are numerous conditions and fundamental factors that may lead you to think about offering…

Home loan deposit

While applying for a home loan, banks will access your credit status to determine whether you’ll be able to meet the bond installments. Depending upon the results, you are either given a 100% bond or required to put down a deposit between 5% and 20% of the loan sum. First-time home buyers frequently get caught…

Selling vs Remodelling

At some stage, numerous homeowners, especially those living in their starter homes, will be faced with the choice of either moving or redesigning their current home to suit their requirements. So what do you do when you love your home and the area, but your home is getting to small to accommodate your growing family…

Home loan criteria for 2018

Did you know that only one in four bond candidates are effective in their applications, and potential property buyers need no less than 10 to 20 percent of the price tag as a deposit as banks don’t frequently grant 100 percent bonds any longer. Here is a few guidelines and things the banks will require…